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Here’s a few things we do when we start work with a new client.

Understand Your Concerns
This means getting to know you and your family by gathering information about your current circumstances, future goals, aspirations and concerns. 

Identify Your Financial Goals
Your plan may be as straightforward as saving for retirement or a child’s education. But you may need a more complex solution, like selling your business and using the proceeds to develop a sustainable plan for retirement income and establish a charitable trust. 

Assess Your Tolerance for Risk 
Your advisor will factor in your investment horizon and assess the types and levels of risk you can afford and with which you’re comfortable.

Collaborate With Your Team 
When appropriate, your advisor can also work with your CPA, attorney and other professionals to help ensure all aspects of your financial and estate planning are addressed. 

Design and Implement an Appropriate Investment Strategy
Your financial plan should not be an off-the-rack solution. Your advisor has access to in-depth evaluations of hundreds of potential investments and should offer objective, unbiased recommendations based on what’s best for you. 

Manage, Monitor and Adjust Your Plan As Needed
Financial planning is an ongoing process that requires periodic review. If it becomes necessary to adjust components of your plan in light of changing circumstances and evolving objectives, you’ll make decisions and adjustments together. 

Stay Focused on Long-Term Planning
Your advisor can help keep you apprised of relevant market developments and help you understand their implications. This helps ensure your financial decisions are based on facts and careful research, rather than emotions and market volatility.